QUICK LINKS:

What happens if you didn't sign up for health insurance?

Created: 04/03/2014 7:00 AM WHEC.com

Open enrollment on Healthcare.gov is over but what happens now if you don’t have health insurance?

If you're not insured by January 1, you will have to pay a fee on your 2014 tax return. That fee will be prorated if you get insurance at some point.
 
You can still enroll through the marketplace if you have a qualifying life event like losing other coverage, having a baby or a change in your marital status.
 
Some private insurance companies may sell health plans outside the marketplace that qualify as "minimum essential coverage" but at this point you would not qualify for tax credits or lower out of pocket costs for those plans.
 
Open enrollment for 2015 coverage begins November 15.





News10NBC/WHEC-TV welcomes your opinion and interaction on our website, but please remember to keep it clean. If you're advertising for another business, being profane, vulgar or slanderous your post will be deleted. By commenting on this website, you agree that anything you post may be used, along with your name and profile picture, in accordance with our Privacy Policy and the license you have granted pursuant to our Terms of Use. Comments are not pre-screened before they posted.

Rochester

Broken Clouds
61°
68° | 63°
  • Feels like: 61° F
  • Wind: WNW 8mph
  • Humidity: 87%
  • Tue More sun than clouds
    73° | 53°
  • Wed Partly cloudy, chance of a thunderstorm
    75° | 56°
  • Thu Few showers
    75° | 58°
  • Fri Occasional showers possible
    80° | 58°